How much is your data worth to you?
Usually it is late when the problem already occurred. That is why you have to choose prevention and make backup copies of your important data.
A backup system that saves your data regularly can be a perfect solution. It is absolutely automatized, so you do not have to do anything with it. We also monitor this process to make sure, everything is alright.
What would you do if your computer just got disabled and you lost important data?
Human error
Virus and software malfunction
Theft and impairment
Accidental damage
Hardware malfunction